Skip to main content

Future-Ready: Dollars and Sense



My son-in-law has no problem asking questions - good questions:

How Can We Wisely Position Ourselves for the Future when it comes to Finances?

This is an excellent question, especially because of the mixed financial report card coming out of the United States and other places. Two very important skills we should have in order to be future-ready involve:

1.      Time Management;

2.      Money Management.

Truth is that if you cannot handle time and money, it will also be a challenge to handle the most important issues that money cannot buy, like family, learning, faith and the future.

If we are going to be future-ready when it comes to finance, we need to harness the following mindset and skills:

Money Matters & Financial Freedom

No matter how ‘spiritual’ we want to be, we have to learn how to handle money. We are not to worship it but neither are we to mishandle, either. Jesus Christ spoke about money matters more than we realise. Our true spirituality can often be measured with by our attitude and actions with money. Luke 16:11 Jesus says: If you have not been faithful in the unrighteous mammon, who will commit to your trust true riches? Your goal is not to be wealthy to cater to your greeds but to have ‘financial freedom’ to meet all your needs. This means you are able to pay your bills, care for your family, enjoy the future, without financial worries. Worse than a physical disease, financial worry is depressing and distressing. The alternative is financial freedom; but this does not happen by default, but by design.

Put God First

Many Godly people endorse the principle of tithing, which means giving one-tenth of your gross salary or increase to God. This practice was done by the favoured patriarchs in Genesis (Abraham and Jacob explicitly tithed), which long preceded the ‘Law of Moses.’ So it is not a legalistic issue; it is a faith issue, since that was the great legacy of the patriarchs, who were exceedingly prosperous.

Why tithe? It settles the ownership question - everything belongs to God. Truth is that everything belongs to God (Psalm 24:1), and that includes our money, to which we are mere stewards. Think about it - as long as it is ‘my money,’ you carry all the burdens and baggage that goes with it. This includes not having enough and worrying that what we do have will disappear. Proverbs tell us that money has wings and flies away (23:5); try watching that happen. I have heard of Christian multi-millionaires who, despite having lots of money in the bank, worry nightly that the money will soon disappear. That’s not financial freedom; it’s bondage! Owning the money means owning the worries.

For this reason, we tithe on our gross income, not the net. Why? Because if you tithe on the net, that means that the government took out its portion before God gets His. Then how can He be first in such a scenario? In reality, your gross income is your ‘real income,’ not what is left after taxes.

However, when you settle the issue that everything you have belongs to God, then God carries all the weights and burdens. You are free. Even if the money disappears, God has this wonderful ability to make it reappear. Those who tithe acknowledge divine ownership and they are freed from worry and fear. In the famous tithing passage of Malachi 3:8-12), the following blessings are promised:

1.       Open Heaven: God promises to open the windows of heaven and pour out such a great blessing you will not have room to receive it. You cannot out-give the LORD. What ever you give to Him, He will return to you manifold (Luke 6:38 - Give and it shall be given).

2.       Devourer in retreat: God also promises to rebuke the devourer for your sake. Whether it is a broken car, malfunction of appliances in the home, unexpected accident, God will either preserve you from these things or, if they come, He will deliver you.

3.       Blessing: All those who practice tithing regularly attest to its blessed effects. I have never yet met a tither who regretted his or her practice. References include Genesis 14:20; 28:22;, Proverbs 3:9-10; Luke 11:42. If you think tithing is only an Old Testament practice, do you seriously think that God would want you to give less in the New Covenant than what He required in the Old? Through Jesus Christ God gave us His all for us, and He is only requiring a tenth in return. Give it a try. You only have your financial burdens to lose.


PART TWO, we will learn some other winning principles of money management.

Comments

Popular posts from this blog

A Prophecy for the Church in Malaysia

Malaysia is a very special country - beloved by its citizens and friends worldwide. Malaysia offers a warm welcome, ‘truly Asian’ hospitality, popular spicy food, tropical weather and scenery, and a dynamic local church. The following is a prophecy for the Malaysian church given on May 20, 2017 at Full Gospel Assembly, Kuala Lumpur, (following the introduction).
Introduction to Malaysia (Statistics courtesy of the CIA World Fact Book)
Location: Malaysia is on a peninsula in SE Asia. Singapore is to the south, Thailand to the north, and Indonesia is very close by. Two Malaysian states, Sabah and Sarawak, are located on the island of Borneo to the east of peninsular Malaysia. Borneo is shared by three nations: Malaysia, Brunei, and Indonesia.
Population of Malaysia: 30,949,962;
Ethnic groups: Malay 50%; Chinese 23%; Indigenous 12%; Indian 7%; non-citizens 8%.
Religious Affiliation: Islam 61%; Buddhism 20%; Christian 9%; Hindu 6%
Type of Government: Federal constitutional monarchy with the kin…

NORTH KOREA: What Is At Stake?

It is not unusual for North Korea to be in the news. This highly-armed Stalinist state rattles the sabres from time to time. There are warnings, sanctions, negotiations, and then things go quiet.
Yet the current crisis is different - and more dangerous - than anything we have seen before. It has been said, with reason, that the stand-off with North Korea is the biggest confrontation since US President John F. Kennedy faced off Nikita Krushchev of the Soviet Union in the October 1962 Cuban missile crisis. This was probably the largest and most dangerous incident in the entire Cold War.
As a refresher, the Soviet Union placed nuclear-tipped missiles in Cuba, which is only 140 kilometres off the US coast. This was simply too close for comfort. President Kennedy solemnly warned that if the missiles were not removed, America would invade Cuba. For 13 days the world held its breath. It was the closest thing we have seen of Armageddon in living memory. Being a rational player, the Soviets ne…

TRUMP CHRONICLES PART 03:

Trump the Christian: Opposition & Prophecy

I believe in God. I am Christian. I think The Bible is certainly, it is THE book. First Presbyterian Church in Jamaica Queens is where I went to church. I’m a Protestant, I’m a Presbyterian. And you know I’ve had a good relationship with the church over the years. I think religion is a wonderful thing. I think my religion is a wonderful religion
These words were uttered by the man who became the 45th President of the United States. Donald J. Trump has affirmed that he is a Christian.
Of course, there are Christians and there are Christians. In the United States, where for decades Christianity has been the ‘civil religion,’ everyone was a Christian. For example, every American President (and there have been 45) has called themselves ‘Christians.’ And, for the last 40 years, every President from Jimmy Carter onwards claimed to be ‘born again,’ too.
It would seem that Donald Trump could be in the first category. Many would think so. ‘Christian…